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Due to the introduction of personal loan apps, accessing credit no longer requires completing lengthy paperwork or multiple bank visits. Among the various options available, a few offer s affordability and transparency in interest rates. Choosing the right app is important as it ensures swift disbursal and affordable borrowing costs in the long term. This article lists five personal loans along with their features that make them preferable for different kinds of borrowers.   PaySense   PaySense can be preferred for its simple and swift application process. It offers personal loans to both salaried and self-employed individuals, along with options for customising EMIs. Interest rates are structured while prioritising affordability. This is especially for borrowers with a steady income. The app also allows borrowers to consolidate multiple loans into one to reduce the repayment responsibilities. All the charges and repayment terms are provided before loan approval to en...

  A Demat account is an electronic account that hold s securities in digital format. It has become an important requirement in today’s securities market as it simplifies the process of buying, holding, and selling financial instruments. Through this account individuals usually trade in different securities such as stocks, bonds, and mutual funds in a structured and secure manner. However , individuals with limited knowledge of investments usually find the account opening process slightly challenging. This article explain s in simple terms the steps required to open a Demat account.   Steps to Open Demat Account to Start Trading   Opening a Demat account often follows a simple process . The steps below may help individuals understand how to complete the process smoothly.   Choose a Depository Participant (DP)   The first step is to select a Depository Participant registered with recognised authorities. A DP is typically an intermediary that provides the faci...